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合理安排未來資金 是一種精明的消費方式

來源:工人日報 時間:2019-12-24 13:20:19

“SHUANG11”“HEIWU”“SHUANG12”CAIGANGGANGGUOQU,YOUYAOYINGLAISHENGDAN、YUANDAN、CHUNJIE,WANGYOUXIAOCHENG,HUANNENGYOUSHUISHUOCHU“FUWOQILAI,HUANNENGMAI”?ZAIZHEGEXIAOFEIKUANGHUANJI,BUSHAONIANQINGRENSHUOZIJILIANTUDOUCHIBUQILE,“MAIMAIMAI”RANGNIANQINGRENSIYIXIAOSADETONGSHI,YEFUZHAILEILEI。

RIQIAN,GUONEISHOUFENCHENGXIANZHONGGUONIANQINGRENXIAOFEIXINDAIXIANZHUANGDEBAOGAO——《ZHONGGUOXIAOFEINIANQINGRENFUZHAIZHUANGKUANGBAOGAO》FABU。《BAOGAO》XIANSHI,42.1%DENIANQINGRENZHISHIYONGXIAOFEILEIXINDAIBINGQIEZAIDANGYUEHUANQING,DUOSHUNIANQINGRENHUIZAIMIANXINEIJIEQINGXINYONGKA,BAXINDAICHANPINDANGZUO“SHENGQIAN”DEZHIFUGONGJUSHIYONG。ZHUANJIACHENG,ZHEJIENIANQINGRENZAI“JINGZHIQIONG”DEWAIBIAOXIA,QISHISHI“JINGSUANJI”。

pk10游戏HELIANPAIWEILAIZIJIN,SHIYIZHONGJINGMINGDEXIAOFEIFANGSHI

ZHUMINGJINGJIXUEJIACHENZHIWUJIUCENGJINGTIDAO,“RENDEYISHENGZHONG,ZUIQUEQIANDESHIHOUJIUSHINIANQINGSHI,DANZHESHIHOURENLIZIBENTOUZIDEBIYAOXINGZUIGAO(DUSHUSHANGXUE、JILEIJINGYANDENG),XIAOFEIYUWANGYEZUIQIANG,ZUIXUYAOHUAQIAN;ERNIANLAOZHIHOU,SUIRANJILEILEYIBEIZICAIFU,SHOURUYEZUIGAO,DANSHIXIAOFEIXUYAOZUIDI,XIAOFEINENGLIHEYUWANGDOUXIAJIANGLE,HUAQIANDEBIANJIXIAOYONGDANGRANYEDIJIAN。YAOANZHAOZIJI‘YIBEIZIDESHOURU’LAIYOUHUAZIJIRENSHENGBUTONGJIEDUANDEXIAOFEI,ERBUSHIZHIANZHAOXIANZAIDESHOURULAIANPAIXIAOFEIHETOUZI。”

YUANYUZHEYILILUN,NIANQINGRENQUNTIJUBEIXIAOFEIYUWANG,SHOURUZENGCHANGXUNSU,DANZAIYIDINGSHIQIZHONG,HENDUORENBUJUBEIZUGOUDEXIAOFEINENGLI,SHIXIAOFEIXINDAIDEZHULIJUN。TAMENJIANXIN,YONGHAOWEILAIDEQIAN,YOULIYUTIQIANZHANYOUGENGDUODESHEHUIZIYUAN。

“WOJUEDEXIAOFEIXINDAIRANGSHENGHUOYUELAIYUEFANGBIAN,ERQIEHENDUOXIAOFEIXINDAIBINGBUXUYAOYONGHUCHENGDANCHENGBEN,BUJINMEIYOUZENGJIAZHAIWUFUDAN,FANERDAIGEIYONGHUHENDUOSHIHUI。”CHULEXINYONGKA,YOUMIANXISHEZHIDE“HUABAI”“DABAITIAO”DENGJINRONGCHANPINYIJINGSHI90HOUWANGXIAORICHANGGOUWUDEJIBENZHIFUFANGSHI。

pk10游戏DANGYULUNPIPINGNIANQINGRENJIEQIANXIAOFEI,NINGKE“FUWENG”,YEYAO“JINGZHIQIONG”SHI,ZAINIANQINGRENYANLI,ZHESHITAMENGENGJINGMINGDESHENGHUOFANGSHI。《BAOGAO》CHENG,SUIRANJINRONGSHICHANGSHANGCHONGCHIZHUGESHIGEYANGDEXIAOFEIXINDAICHANPIN,DANSHIHENDUORENHUODEDESHIXIAOFEIXINDAIDESHOUXIN,SHOUXINBUYIDINGHUICHENGWEIFUZHAI,ERHELIDEFUZHAIDUIYUNIANQINGRENLAIJIANGYEBUSHIHUAISHI。DIAOCHABIAOMING:YIXIANCHENGSHI、PIANGAOSHOURU、BENKEYISHANG、YOUHAIWAIJINGLIDENIANQINGRENHUIGENGDUODICHANSHENGSHIZHIXINGFUZHAI,ZHEHUICIJINIANQINGRENGENGJIAPINMINGGONGZUO,TIGAOZHUANQIANYUWANG。

pk10游戏SUIRANXINDAICHANPINSHENTOULVGAO,DANYI90HOUWEIDAIBIAODENIANQINGREN,YUANBIWAIJIEXIANGXIANGDEYAOLIXING、CONGMING。TONGSHI,FUZHAIYEBUNENGSHUOMINGNIANQINGRENSHENGHUOJIEJU,HELIDEFUZHAIBUJINBUHUIJIAZHONGNIANQINGRENDEFUDAN,HUANHUIBANGZHUNIANQINGRENLICAI。

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HUAQIANMAIDEBUZHISHISHANGPIN,GENGSHIYIZHONGZIWOBIAODADEFANGSHI

pk10游戏JINNIAN“SHUANG11”XIAOSHOUTONGJIXIANSHI,XIANSHANGYILVYOUCHANPINWEIDAIBIAODEXIUXIANXINGFUWUXIAOFEIZHENGZAIJUEQI。YUELAIYUEDUODENIANQINGXIAOFEIZHECONGJIEJUEWENBAO、MANZUWUZHIXUQIU,GUODUDAOZHUIQIUXINLISHANGDEMANZUGANHEJINGSHENSHANGDEXIANGSHOU。

“MEICIKANDAOSHEJIAOMEITISHAICHUGAODASHANGDELVXINGZHAO,XIAMIANHUANPEIYOUSHIQINGHUAYIDEGANWU,JIURENBUZHUZAIXINLIZHONGCAO,XIANGYAOCIZHIHUANYOUSHIJIE。”JIUJIELE3NIANZHIHOU,ZAIYIJIAHULIANWANGGONGSIJIUZHIDEZHANGKUOZHONGYUZAINIANDIQIANCIZHILE。“WOBUSHIFUERDAI,ZHECILVXINGHUIHUAGUANGWOZHEJINIANDEJIXU。DANWOXIANGZAISANSHISUIDAOLAIZHIQIAN,SONGGEIZIJIYICISHIHEYUANFANG。JIXULILIANG,HUILAIHOU,ZHONGXINZHAOGONGZUO,MANXUEZAICHUFA。”

pk10游戏CAIFANGZHONG,YUELAIYUEDUODENIANQINGRENBIAOSHI,TAMENGENGJIAZHUZHONGZIWOSHIXIANHENEIXINGANSHOU,GENGYUANYIHUAQIANQUMANZUJINGSHENCENGMIANDEXUQIU,YEYOUGENGDUODEXINSHENGDAIXIHUANQUTANSUOGENGWEIFENGFUDEJINGSHENSHIJIE。

GENJUTAOBAOFABUDE“SHUANG12”XINSHUJU,GUOQU1NIAN,YOUCHAOGUO2000GEXINTAOPINPAIDANSHENG,YOU1000DUOGESHANGJIACHENGJIAOGUO1000WANYUAN,CHAOGUO2WANGESHANGJIACHENGJIAOPO100WANYUAN。“WUPINXUANDUTEDE,SHENGHUOYAOGEXINGDE,BIERENDEMUGUANGSHIWUSUOWEIDE”,YOUBAOGAOZHEYANGPINGJIANIANQINGRENDEXINXIAOFEIGUAN。QITEZHENGSHIAICHANGXIAN,DUIXIAOZHONGCHANPIN、XINPINLEI、XINGAINIANYOUZHUJIDADEHAOQIXIN,YICIZUOWEIZIJITANSUOSHIJIEDEFANGSHIHETAIDU。

ZHONGGUOXINJINGJIYANJIUYUANLIANHEZHIFUBAOFABUDE《90HOUZANQIANBAOGAO》TIDAOLEHENDUOBEIRENHULVEDEZHENXIANG:90%DE90HOUYONGHUABAISHIWEILESHENGQIAN,ZHIYOU10%SHIWEILETIQIANXIAOFEI;90%DE90HOUBIAOSHIZIJIHUILIZHIXIAOFEI,BUHUIMAIBUXUYAODEDONGXI。

NIANQINGYIDAIZHENGZAIYONGXIAOFEITEDINGCHANPINYUFUWUDEXINGSHI,ZHANGXIANZIJIDECHUSHIZHEXUE,GOUJIANSHUYUZIJIDEJINGSHENLINGYU,BIAODATAMENSUORENTONGDEGUANNIAN、TAIDU、PINWEIYUGEDIAO。“WOMENHUAQIANMAIDEBUZHISHISHANGPIN,GENGSHIYIZHONGZIWOBIAODADEFANGSHI。”ZHANGKUOSHUO。

AIHUAQIANDEBIAOXIANGXIA,DADUOYONGYOUKAIFANGLIXINGDEXIAOFEIGUAN

pk10游戏《90HOUQINGNIANSHENGHUOXINGTAIBAOGAO》BIAOMING,ZHONGGUOQINGNIANYIDAIBINGBUMILIANSHECHIPIN、GAOXIAOFEI,TAMENRENWEIYAOBAQIANHUAZAI“SHIZHI”SHANG,DUIYIXIEWUPINDEZHANYOUBINGBUDAIBIAOSHENGHUODEGAOZHILIANG。DUIYUTAMENLAISHUO,ZHANGHULIDE“CUNKUANYUE”CONGLAIBUSHIZIJIZHUIXUNDEZHONGJIYIYI,SHENGHUOHEMENGXIANGCAISHI。

“WOFUMUZONGSHUOWOLUANHUAQIAN,KEWOJUEDEZAIZIJIJINGJINENGLIFANWEINEI,RUGUOGOUMAIMOUZHONGSHANGPINHEFUWUNENGGOUGEIZIJIDAILAIKUAILEHEMANZU,NEIMEJIUSHIBIXUXINGDEXIAOFEI,GENBENBUSHUYUHUIHUO。”ZAICHUANGYEGONGSIZUOXIAOSHOUDELIURANJINGCHANGYINWEIDUI“BIXU”HE“HUIHUO”DEDINGYIBUTONGHEFUMUZHENGLUN。

pk10游戏SHISHISHANG,WEILENENGYONGYOUGENGQIANGDEXIAOFEINENGLI,90HOUSHIZUIDONGDERENSHENGXUYAONULIPINBODEYIDAIREN。YU70HOU80HOUYIXINXIANGWANG“TIEFANWAN”BUTONG,HENDUO90HOUZUOQILE“XIEGANGQINGNIAN”。

pk10游戏DUOZHONGZHIYEYIWEIZHUHUIYOUDUOZHONGSHOURU,QIASHIYINWEIBAOCHIZHUDUIZIJIWEILAIZHUANQIANNENGLIDEXINXIN,RANGTAMENXIGUANYUSHIDUTIQIANXIAOFEI,BINGBUJUYUSHENSHANGDEHUANKUANYALI。

JINGCHANGJIECHUXIAOFEIJINRONGDE90HOU,YEYOUZHUHAOYUZIJICHANGBEIDEXINYONGGUANNIAN。SHUJUBIAOMING,99%DE90HOUPINGXINYONGXIAOFEIHOUHUIANSHIHUANKUAN,ZHEGESHUZIGAOYUPINGJUNZHI。XIANRAN,CHUQUJISHAOSHUDEGELIWAI,ZHEJIENIANQINGRENZAIAIHUAQIANDEBIAOXIANGXIA,DADUOYONGYOUZHUJIKAIFANGDANYOULIXINGDEXIAOFEIGUAN。

DUIYUNIANQINGRENDEXIAOFEIGUAN,YEYOUWANGYOUTUCAO,“NIANQINGRENYUEGUANGDEXIAOFEIGUANZAIWOKANLAIFEICHANGBUCHENGSHU,CHULEJISHIXINGLE,YOUJIFENQIANSHIHUAZAIDIANZISHANGLE?JIANSHENHUOZHEBAOKECHENG,YIZHOUQUJICI?BUSHIQINGYIYIJU,‘TOUZIZIJI’JIUWANLE。”

pk10游戏YENEIRENSHIRENWEI,NIANQINGRENXUEXISHULIKEXUEDEXIAOFEIGUAN,JIANGCUJINGERENDEJIANKANGFAZHANHESHEHUIDEKECHIXUFAZHAN。SHOUXIANYINGGAILIANGRUWEICHU,SHIDUXIAOFEI。SHOURUJIBAOKUODANGQIANDESHOURUSHUIPING,YEBAOKUODUIWEILAISHOURUDEYUQI。ZAIZIJIJINGJICHENGSHOUNENGLIZHINEI,YINGGAITICHANGJIJI、HELIDEXIAOFEIERBUNENGYIZHIXIAOFEI。QICIYINGBIMIANMANGCONG,LIXINGXIAOFEI。ZAIXIAOFEIZHONGJINLIANGBIMIANYIXIEBUJIANKANGDEXIAOFEIXINLIDEYINGXIANG,CONGGERENSHIJIXUYAOCHUFA,LIXINGXIAOFEI。CIWAI,QINJIANJIEYUE、JIANKUFENDOUSHIWOGUODECHUANTONGMEIDE,SHIYIZHONGMINZUJINGSHEN,YONGYUANBUGUOSHI。(YINXIAOYAN)